Stop Paying Rent.

The "Death by $10" Model
It used to be simple. You bought Photoshop for $600. You owned it for 10 years. Now? You pay $20/month. Forever.
If you stop paying, you lose access to your own work.
We have moved from an Ownership Economy to a Serfdom Economy. We are sharecroppers on Adobe's land.
The Math of "Forever"
I audited my credit card statement. It was a bloodbath. $10 here. $5 there. $50 for a tool I opened once in March.
Netflix
+30% Since 2020
Spotify
+20% Since 2021
Canva
+300% (Teams)
YOUR_MONTHLY_RENT
*Click items to cancel them.
COST OVER 5 YEARS
IF INVESTED (S&P 500)
$400 one-time
The "Forever Stack"
The solution isn't to stop using software. It's to Self-Host.
2024 was the year Self-Hosting became easy.
- Coolify: It's Vercel, but on your own $5 server.
- Obsidian: Notes that live on your hard drive as text files.
- Immich: Google Photos, but you own the hard drive.
Yes, it requires a tiny bit of technical skill. But the ROI is infinite.
USE ARROW KEYS
Conclusion
SaaS isn't evil. But it is lazy. If you want to build something that lasts—something no CEO can turn off—you have to own the infrastructure.
Be the landlord, not the tenant.